Burial Insurance for Diabetics: The Detailed Guide
Burial Insurance for Diabetics: The Detailed Guide Last Updated on: November 27, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote Navigating the world of insurance can often feel like a maze, especially for individuals managing diabetes. Imagine finding a policy that not only secures your final expenses but also accommodates your health condition. The search for the best burial insurance for diabetics might seem like a complex puzzle, but worry not – there’s a fitting solution. For those facing the daily challenges of diabetes, ensuring financial protection for loved ones after passing is a paramount concern. The good news? There exists a range of burial insurance options specially crafted to provide solace and support during a time of loss. From understanding coverage specifics to unraveling the factors affecting policy costs, this guide aims to shed light on the pathways available for individuals seeking peace of mind while managing diabetes. Join us on this journey as we explore the landscape of burial insurance tailored for those living with diabetes. Get Free Quotes Customized Options Await Quotes Now Is There Burial Insurance for Diabetics? Yes, there is burial insurance available for individuals living with diabetes. While diabetes can pose challenges in obtaining traditional life insurance policies, specialized burial insurance or final expense insurance options cater to individuals with pre-existing conditions like diabetes. These burial insurance policies are designed to cover funeral and burial expenses, offering a financial safety net for families during a difficult time. Insurance companies understand the unique needs of individuals with diabetes and have tailored specific plans to accommodate their health condition. It’s essential for individuals with diabetes to explore these burial insurance options to ensure financial security for their loved ones, even in the face of health-related challenges. While there might be variations in coverage and premium rates, the availability of burial insurance for diabetics provides a viable solution to address end-of-life expenses. Best Burial Insurance Companies for Diabetics Several insurance companies offer burial insurance plans tailored to the needs of individuals with diabetes. Here’s a list of some of the top providers: 1- Mutual of Omaha With a rich history in offering life insurance coverage, Mutual of Omaha stands out for its Simplified Issue policies. These plans require minimal medical underwriting, making them an excellent choice for individuals with pre-existing conditions such as diabetes. They often feature flexible coverage options, allowing policyholders to select the amount that best suits their needs. 2- AIG AIG provides a diverse range of burial insurance plans, offering varying coverage amounts and premiums. Their Simplified Issue Term Life insurance policy is particularly suitable for those with mild to moderate health conditions, including diabetes. AIG’s policies often come with the advantage of flexible payment options and competitive rates. 3- Protective Life Known for its affordability, Protective Life offers burial insurance plans with a simplified underwriting process, eliminating the need for a medical exam for lower coverage amounts. Their Simplified Issue Whole Life policy ensures lifelong coverage, providing peace of mind for individuals with diabetes and other health concerns. 4- Banner Life A subsidiary of Legal & General, Banner Life specializes in burial insurance plans tailored for seniors. They offer simplified issue policies, making it convenient for individuals with diabetes to secure coverage without the hassle of a medical exam. Banner Life’s policies usually cover amounts up to $25,000, providing comprehensive coverage for funeral expenses. 5- Assurity Life Assurity Life focuses on providing burial insurance plans with guaranteed acceptance, irrespective of health conditions. Their policies, available for individuals up to age 85, require no medical exam. This feature makes Assurity Life an appealing choice for those with diabetes looking for hassle-free coverage. Each of these burial insurance providers understands the specific needs of individuals managing diabetes and offers tailored solutions to ensure financial security and peace of mind during challenging times. Exploring these companies and their unique features can help individuals find the best burial insurance plan that suits their needs and circumstances. How Much Does Funeral Insurance With Diabetes Cost? Here’s a table showcasing estimated funeral insurance costs for individuals with diabetes based on different coverage amounts and age brackets: Coverage Amount Age 45 Age 55 Age 65 $5,000 $30 – $50 $40 – $60 $50 – $70 $10,000 $50 – $70 $60 – $80 $70 – $90 $15,000 $70 – $90 $80 – $100 $90 – $110 Note: These estimated costs are subject to change and may vary based on individual health factors, insurance provider, location, and specific policy terms. The ranges represent typical monthly premiums for burial insurance for individuals with diabetes across various coverage amounts and age groups. The actual premiums may differ based on underwriting considerations. Factors Influencing Your Coverage Options Several factors play a significant role in influencing coverage options when considering burial insurance for individuals with diabetes. Understanding these factors is crucial in choosing the most suitable coverage. Here are the key elements that impact coverage options: Type and Severity of Diabetes Insurance companies may consider whether the individual has Type 1 or Type 2 diabetes and the severity of the condition. Factors such as the duration since diagnosis, management of the condition, and any related complications can affect coverage options and premiums. Age at Application Age at the time of application for burial insurance is a crucial factor. Generally, obtaining coverage at a younger age often results in lower premiums. However, some companies may have age restrictions or different premium rates based on age brackets. Health Status and Medical History Besides diabetes, an individual’s overall health and medical history play a role in coverage options. Any other existing health conditions or complications related to diabetes might impact the coverage terms and premium rates. Coverage Amount The desired coverage amount for funeral expenses influences the policy options and premiums. Higher coverage amounts typically result in higher premiums, while lower coverage amounts may offer more affordable rates. Policy Type and Terms Different types of burial insurance policies exist, such as
Cremation Insurance For Seniors: Best In 2023
Cremation Insurance For Seniors: Best In 2023 Last Updated on: November 23, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote Imagine a serene farewell that honors a life well-lived without burdening your loved ones financially. Cremation insurance for seniors steps in as a guiding light through the emotional haze, ensuring a dignified departure while sparing your family the strain of unexpected expenses. In 2023, navigating the myriad options for this specialized coverage can be overwhelming. But fear not, for this comprehensive guide is your compass in this sea of choices. Whether you’re exploring the peace of mind offered by pre-need plans or considering the flexibility of final expense insurance, understanding the nuances and finding the best fit for your needs is paramount. In this blog post, we uncover the types, costs, pros, cons, and the most reliable options available in the realm of cremation insurance for seniors. Let’s embark on this insightful expedition, empowering you to make an informed decision, securing a serene passage for yourself and peace of mind for your loved ones. Get Free Quotes Customized Options Await Quotes Now What is Cremation Insurance for Seniors? Cremation insurance for seniors is a specialized form of insurance designed to cover the expenses associated with cremation and related funeral services. It falls under the broader category of final expense or burial insurance, aiming to alleviate the financial burden on seniors and their families during end-of-life arrangements. Essentially, this type of insurance offers a financial safety net specifically tailored to cover the costs related to cremation, including the cremation process itself, memorial services, urn expenses, transportation, burial plots, and other associated fees. Seniors often opt for cremation insurance to ensure that their passing doesn’t impose a sudden financial strain on their loved ones, providing peace of mind and a sense of security by prearranging and prepaying for these specific end-of-life expenses. Types of Cremation Insurance for Seniors Cremation insurance for seniors generally comes in two primary types, each serving distinct purposes and offering varying benefits: 1- Pre-Need Insurance Purchased from Funeral Homes: This type of insurance is bought directly from funeral homes or providers. Seniors can pre-select and prepay for their funeral arrangements in advance, including specific details about the cremation process and related services. Customized Plans: Pre-need insurance allows individuals to customize their arrangements according to their preferences, ensuring their wishes are fulfilled and paid for when the time comes. Potential Advantages: While pre-need insurance locks in today’s prices, thereby protecting against inflation, it may restrict flexibility if circumstances or preferences change. 2- Final Expense Insurance Lump-Sum Payout: Final expense insurance provides a lump-sum payout to beneficiaries upon the policyholder’s death, which can be used to cover various expenses, including cremation costs. Flexibility: Unlike pre-need insurance, final expense policies typically offer more flexibility in terms of how the funds are used. Beneficiaries have the freedom to allocate the money toward cremation, funeral services, or other necessary expenses. Ease of Access: Final expense insurance often comes with simpler underwriting processes, making it more accessible for seniors, even those with health issues. Both types of cremation insurance aim to ease the financial burden on families during a difficult time and ensure that seniors’ end-of-life wishes are carried out without placing undue financial stress on their loved ones. The choice between these options often depends on individual preferences, financial circumstances, and the level of flexibility desired in covering cremation expenses. Pros & Cons for Seniors Pros and cons of cremation insurance for seniors outline the benefits and potential drawbacks associated with securing such coverage tailored to end-of-life expenses: Pros Financial Security Cremation insurance provides financial security by covering the costs of cremation and related funeral services, sparing loved ones from shouldering these expenses. Ease of Qualification It’s typically easier for seniors to qualify for cremation insurance, even with existing health issues, as some plans offer guaranteed acceptance. Guaranteed Acceptance Certain policies offer guaranteed acceptance without medical exams or health questions, ensuring coverage regardless of health conditions. Peace of Mind Seniors gain peace of mind knowing that their final wishes will be honored and that their passing won’t impose an immediate financial burden on their families. Cons Higher Premiums Seniors may face higher premiums due to factors such as age, health conditions, and the level of coverage desired, making it potentially costlier compared to policies for younger individuals. Coverage Limitations Some policies may have limitations on coverage during the initial years or might not cover certain pre-existing conditions, impacting the immediate benefits. Waiting Periods Certain plans might have waiting periods before full coverage kicks in, meaning that the complete benefits may not be available immediately after purchasing the policy. Flexibility Restrictions Pre-need insurance plans might lack flexibility if circumstances or preferences change over time, as they are prearranged and prepaid based on the initial selections. How Much Does Cremation Insurance for Seniors Cost? Here’s a table illustrating the estimated monthly premiums for cremation insurance for seniors based on different coverage amounts: Coverage Amount Estimated Monthly Premiums (Ages 65-80) $5,000 $25 – $80 $10,000 $30 – $100 $15,000 $40 – $120 $20,000 $50 – $150 Note that these estimates are indicative and can vary based on several factors such as age, health condition, chosen insurance provider, and specific policy features. Younger seniors or those in good health might secure lower premiums, while older individuals or those with health issues might pay higher monthly amounts for similar coverage. Moreover, it’s crucial for seniors to request personalized quotes from multiple insurance providers to obtain accurate premium estimates tailored to their individual circumstances and desired coverage amounts. Comparing quotes allows them to find the most affordable option that meets their needs. What Does Cremation Insurance For Seniors Cover? Cremation insurance for seniors typically covers various expenses associated with the cremation process and related funeral services. Here’s a breakdown of what such insurance commonly covers: Cremation Costs: This includes expenses related to the actual cremation process, such as crematory fees and professional services.
Cemetery Plots for Sale: An In-Depth Guide
Cemetery Plots for Sale: An In-Depth Guide Last Updated on: November 17, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote Welcome to the guide that navigates the often-overlooked realm of cemetery plots. While discussions about the end-of-life may seem daunting, understanding the nuances of cemetery plots is an essential part of responsible planning. Think of them as more than just a piece of land – they represent a place for final memories, a tribute to lives lived, and a legacy for generations to come. Ever wondered about the intricacies of buying or selling cemetery plots? Curious about the different types available or the average costs involved? This guide is your compass through the tranquil yet significant world of cemetery plots. From unraveling the mystery behind their costs to exploring the myriad types and the intricate rules governing their sale, we delve into every aspect. Let’s get started! Get Free Quotes Customized Options Await Quotes Now What is a Cemetery Plot? A cemetery plot, often referred to as a burial plot or grave space, is a designated piece of land within a cemetery where deceased individuals are laid to rest. It serves as the final resting place and can accommodate either a single individual or multiple burials, depending on its size and type. These plots come in various configurations and sizes, catering to different preferences and needs. They can be intended for a single burial, designed for companions (such as spouses), or larger family plots accommodating multiple burials across generations. Cemetery plots can also include mausoleums or crypts, offering above-ground interment options for those who prefer them. These spaces serve not only as a physical resting place but also as a site for remembrance, reflection, and honoring the lives of the departed. Types of Cemetery Plots Here are some common types of cemetery plots: Single Plots These are intended for one individual burial. Single plots provide a dedicated space for a single person, offering a personal resting place within the cemetery. Companion Plots Companion plots are designed for two individuals, often spouses or partners, who wish to be buried together. They allow for side-by-side burials, providing a shared space for a couple’s final resting place. Family Plots Larger plots meant to accommodate multiple burials for members of the same family. These plots enable families to be interred together, preserving a sense of unity and lineage over generations. Mausoleums or Crypts Above-ground structures that can house multiple remains. Mausoleums offer an alternative to traditional in-ground burials and provide a dignified and personalized resting place. Estate Plots These are larger plots designed for families or groups seeking a substantial area within a cemetery. Estate plots may include space for landscaping, monuments, and customized features. How Much Does a Cemetery Plot Cost? The cost of a cemetery plot can vary significantly based on several factors, including location, cemetery type, size, additional services, and local market conditions. On average, prices for cemetery plots in the United States range from a few hundred dollars to several thousand dollars. Here’s a breakdown of factors influencing the cost: Location: Urban areas or prestigious cemeteries may command higher prices compared to rural or less-known locations due to higher demand and land value. Cemetery Type: Different types of cemeteries (private, public, religious-affiliated) have varying pricing structures based on their amenities, maintenance standards, and exclusivity. Size and Features: The size of the plot and additional features, such as mausoleums, customized monuments, or landscaping, can impact the overall cost. Perpetual Care: Some cemeteries include perpetual care fees in the plot cost, covering maintenance and upkeep, while others might charge these fees separately. What to Check When Buying Cemetery Plot When considering the purchase of a cemetery plot, several essential factors warrant careful consideration. Here’s a checklist of what to check when buying a cemetery plot: Location and Accessibility: Consider the proximity to your home or family, ease of access, and the cemetery’s ambiance. Ensure it’s convenient for loved ones to visit. Cemetery Regulations and Rules: Familiarize yourself with the cemetery’s rules regarding grave decorations, markers, planting, and visiting hours to ensure they align with your preferences. Perpetual Care Services: Inquire about the cemetery’s maintenance services. Ensure the cemetery provides perpetual care, including landscaping, upkeep, and grave maintenance. Size and Type of Plot: Determine the plot size and type that suits your needs, whether it’s a single plot, companion plot, family plot, or a specific area within the cemetery. Costs and Payment Plans: Understand the full cost of the plot, including any additional fees or perpetual care charges. Inquire about payment options, installment plans, and potential future costs. Resale or Transfer Policies: Check if the cemetery allows for plot resale or transfer in case circumstances change in the future and you need to sell or transfer the plot. Visit the Cemetery: Take a tour of the cemetery grounds to assess its condition, ambiance, and surroundings. Evaluate the overall atmosphere and peace it offers. Reviews and Reputation: Research online reviews or seek recommendations to gauge the cemetery’s reputation, services, and customer experiences. Purchasing Cemetery Plots: Where and How When considering purchasing cemetery plots, there are several avenues and methods to explore. Here’s a guide on where and how to purchase cemetery plots: Where to Purchase Cemetery Plots: Cemetery Offices Visit or contact local cemeteries directly. Most cemeteries have dedicated offices where you can inquire about available plots, pricing, and amenities. Funeral Homes Many funeral homes offer cemetery plots as part of their services. They can assist in arranging the purchase of a plot and coordinate burial arrangements. Online Resources Some websites specialize in advertising cemetery plots for sale by private owners. These platforms facilitate transactions between sellers and buyers. How to Purchase Cemetery Plots: Research and Visit Cemeteries: Research different cemeteries in your preferred location. Visit them personally to get a feel for the atmosphere, services offered, and plot options available. Inquire About Options Contact cemetery offices or funeral homes to inquire about available plot
What is Aquamation: A Complete Guide
What is Aquamation: A Complete Guide Last Updated on: November 14, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote In a world where traditions are evolving, so too are the ways we bid farewell to our loved ones. Enter aquamation, a contemporary approach to the age-old question of what happens after we’re gone. Forget everything you thought you knew about funerals; aquamation is making waves as a sustainable and eco-friendly alternative to traditional burial and cremation. Can you imagine a process that gently cradles the environment, using water and a touch of science to return our physical forms to the Earth with minimal impact? It’s not science fiction; it’s aquamation, and it’s changing the game. From the mysteries of the aquamation process to the pros and cons that come with this water-based farewell, join us on a journey through the ins and outs of this innovative method. As we dive deep into the realms of preservation, cost, and legality, discover why aquamation is causing ripples in the age-old pond of end-of-life choices. Get Free Quotes Customized Options Await Quotes Now What is Aquamation? Aquamation is a modern and eco-friendly method of disposition for human remains. Unlike traditional burial or cremation, aquamation utilizes a water-based process to break down the body, leaving only the bones. The process involves placing the body in a stainless-steel chamber filled with a combination of water and an alkali solution, typically potassium hydroxide. Process of Aquamation The process of aquamation, also known as water cremation or alkaline hydrolysis, is a fascinating and eco-friendly method of handling human remains. Let’s unravel the steps involved in this unique process: 1- Preparation The aquamation process begins with placing the deceased in a specially designed stainless-steel chamber. This chamber is equipped to handle the delicate yet precise conditions required for aquamation. 2- Alkaline Solution A solution of water and an alkali, often potassium hydroxide, is then added to the chamber. This alkaline solution plays a crucial role in facilitating the breakdown of organic matter. 3- Heating The mixture in the chamber is heated to an elevated temperature, usually around 160-180 degrees Celsius (320-356 degrees Fahrenheit). This controlled heat, combined with the alkaline solution, accelerates the natural decomposition process. 4- Decomposition Over the next several hours, the body undergoes a process similar to natural decomposition, but at an accelerated rate. The combination of heat and alkalinity breaks down organic materials. 5- Bone Preservation What remains after the process is a clean set of bones. Unlike traditional cremation, where bones turn to ashes, aquamation preserves the skeletal structure. 6- Processing Bones The bones are then carefully removed from the chamber and processed into a fine, white powder. This powder, similar in appearance to traditional cremation ashes, is what is returned to the family. 7- Liquid Byproduct Simultaneously, a sterile liquid byproduct is produced during the aquamation process. This liquid is environmentally safe and can be responsibly discharged, adding an eco-friendly element to the entire procedure. 8- Final Product The result is a collection of bone powder, free from the environmental concerns associated with traditional cremation. Pros and Cons of Aquamation As with any alternative method, aquamation comes with its own set of advantages and disadvantages. Let’s take a closer look at the pros and cons to help you make an informed decision: Pros Environmental Friendliness Aquamation has a significantly lower carbon footprint compared to traditional cremation, making it an environmentally conscious choice. Reduced Emissions The process produces fewer emissions, contributing to cleaner air and reduced environmental impact. Safe Byproduct The liquid byproduct is sterile and safe for disposal, posing no environmental hazards. Preservation of Dental Work Dental amalgam, which doesn’t burn in traditional cremation, can be safely recovered and disposed of in aquamation. Gentle Decomposition Aquamation mimics the natural process of decomposition, but in an accelerated and controlled environment, preserving the dignity of the deceased. Cons Limited Availability Aquamation facilities are not as widespread as crematoriums, potentially limiting accessibility for some individuals. Perceived Unfamiliarity The unfamiliarity of aquamation might make some people uncomfortable, as it is still a relatively novel approach. Equipment and Energy Usage The specialized equipment required for aquamation can make it a more expensive option. Additionally, the process may consume more energy than traditional cremation. Potential for Regulatory Challenges Regulatory challenges and varying laws may impact the availability of aquamation in certain regions, leading to legal uncertainties. Extended Process Time Aquamation typically takes longer than traditional cremation, ranging from 8 to 12 hours. This may affect scheduling and the overall funeral process. How Does Aquamation Work? Aquamation works through a process called alkaline hydrolysis. The combination of water and an alkali solution in a controlled environment accelerates the natural decomposition of the body. The result is a sterile liquid byproduct and bone remnants. The liquid can be safely disposed of, while the bones are processed into a powder, similar to the ash produced in traditional cremation. How Much Does Aquamation Cost? The cost of aquamation can vary based on several factors, including location, funeral home services, and additional options chosen by the family. It’s important to note that, on average, aquamation tends to be comparable to or slightly more expensive than traditional cremation. Here’s a breakdown of potential costs and considerations: Service/Item Average Cost Range Aquamation Process $1,500 – $3,500 Urn (optional) $50 – $500 Memorial Service (optional) $500 – $2,000 Transportation $200 – $500 Factors Influencing Costs Geographic Location: Costs may vary based on the region and the availability of aquamation facilities. Funeral Home Charges: Funeral homes may have varying service fees, impacting the overall cost. Additional Services: Optional services, such as a memorial service or specific urn choices, can contribute to the total cost. Transportation: Costs associated with transporting the deceased to the aquamation facility should be considered. Urn Selection: Families can choose from
Flameless Cremation: An Eco-Friendly Alternative
Flameless Cremation: An Eco-Friendly Alternative Last Updated on: November 12, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote In a world that’s increasingly leaning towards sustainability, even our final farewells are undergoing a green transformation. Enter flameless cremation, a unique and eco-friendly alternative that’s turning heads in the funeral industry. Imagine a farewell that leaves a lighter carbon footprint, where warmth meets water to gently embrace the circle of life. Flameless cremation, also known as aquamation, eschews fiery endings for a serene dissolution, making it an intriguing choice for those seeking a departure from tradition. But what exactly is flameless cremation, and how does it work? In this blog post, we will explore the ins and outs of this innovative process. From breaking down costs to pondering the legalities and weighing the pros and cons, this is your comprehensive guide to understanding why flameless cremation is not just a departure from the norm but a step towards a more sustainable afterlife. Get Free Quotes Customized Options Await Quotes Now What is Flameless Cremation? Flameless cremation, also known as aquamation or alkaline hydrolysis, is a green and eco-friendly alternative to traditional cremation. Unlike the conventional method that uses intense heat generated by flames, flameless cremation utilizes a water-based solution of alkali and heat to accelerate the natural decomposition process. This results in a more environmentally friendly disposition of human remains. Cost Table for Flameless Cremation Understanding the financial aspects of flameless cremation is crucial for those considering this eco-friendly option. The cost table below provides a general overview of flameless cremation expenses compared to traditional cremation and burial: Service Average Cost Flameless Cremation $2,500 – $5,000 Traditional Cremation $3,000 – $7,000 Burial $7,000 – $12,000 Note: These figures are approximate and may vary based on location, service providers, and additional options chosen. How Does Flameless Cremation Work? Flameless cremation, also known as aquamation or alkaline hydrolysis, involves a series of carefully controlled steps, ensuring a respectful and sustainable handling of human remains. Here’s a breakdown of how flameless cremation works: 1- Preparation The body is prepared in a manner similar to traditional cremation, including the removal of any medical devices or implants. 2- Chamber Placement The prepared body is then respectfully placed in a stainless steel chamber specially designed for flameless cremation. 3- Alkaline Hydrolysis Solution The chamber is filled with a water-based solution that includes alkali (such as potassium hydroxide) to create an environment conducive to the natural decomposition process. 4- Heat Application The chamber is sealed, and heat is gently applied. The combination of water, alkali, and heat accelerates the natural breakdown of organic materials, leaving only bone fragments behind. 5- Residue Collection After the process is complete, the remaining bone fragments are processed into a fine, powder-like substance. This is what is commonly referred to as cremains. 6- Return to Family The processed cremains, which retain the mineral content of traditional cremation but without the environmental impact of flames, are returned to the family. Flameless cremation, while different in approach, provides a dignified and respectful way to handle human remains. The process is designed to be more environmentally sustainable, with reduced energy consumption and lower emissions compared to traditional cremation methods. Pros and Cons of Flameless Cremation Flameless cremation, or aquamation, presents a unique set of advantages and considerations. Here are the pros and cons of choosing flameless cremation: Pros Environmental Impact Flameless cremation has a significantly lower carbon footprint compared to traditional cremation, making it a more environmentally friendly option. Energy Efficiency The process requires less energy than traditional cremation, contributing to overall energy conservation efforts. Reduced Emissions Flameless cremation produces fewer emissions, contributing to lower air pollution when compared to traditional cremation. Respectful Handling The process is designed to be gentle and respectful, leaving behind processed remains that can be returned to the family. Chemical-Free Flameless cremation does not involve the use of chemicals like those used in embalming, contributing to a more natural and eco-friendly approach. Minimized Impact on Soil The byproducts of flameless cremation do not pose a threat to soil quality, offering a more sustainable disposition of remains. Cons Limited Availability Flameless cremation services may not be as widely available as traditional cremation options, limiting accessibility in some regions. Public Perception Some individuals may find the concept of flameless cremation unfamiliar or uncomfortable due to its departure from traditional methods. Educational Gap There is a need for increased education and awareness as many people are not familiar with flameless cremation, leading to potential hesitation or reluctance. Infrastructure Requirements The specialized equipment required for flameless cremation may not be present in all funeral homes, potentially leading to logistical challenges. Process Duration Flameless cremation can take longer than traditional cremation, ranging from four to six hours, which may influence the decision-making process for some families. While flameless cremation is gaining popularity as a greener alternative, individuals should weigh these pros and cons based on personal preferences, values, and the availability of services in their respective regions. How Much Does Flameless Cremation Cost? The cost of flameless cremation can vary based on several factors, including location, service provider, and any additional options chosen by the family. Here’s an overview of the average cost range for flameless cremation: Flameless Cremation: $2,500 – $5,000 It’s important to note that these figures are approximate, and actual costs may differ. In comparison to traditional cremation and burial, flameless cremation often falls within a competitive price range. Traditional cremation costs typically range from $3,000 to $7,000, while burial expenses can vary widely, ranging from $7,000 to $12,000. When considering flameless cremation, individuals should consult with local funeral service providers to obtain accurate and up-to-date pricing information. Factors such as the specific services offered, geographical location, and any additional preferences or requirements can influence the overall cost. While flameless cremation provides an eco-friendly option, understanding the financial aspects ensures that individuals and families can make informed decisions aligned with their values and budget.
Colonial Penn $9.95 Plan Reviews: (The Truth You Don’t Know)
Colonial Penn $9.95 Plan Reviews: (The Truth You Don’t Know) Last Updated on: November 10, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote Life is full of uncertainties, and one thing we all share is the knowledge that someday, our journey will come to an end. While we can’t predict when that day will arrive, we can certainly prepare for it. This is where life insurance comes into play, offering financial security and peace of mind to us and our loved ones. If you’ve been exploring life insurance options, you’ve likely stumbled upon Colonial Penn’s $9.95 Plan. At first glance, the idea of securing life insurance for less than the cost of a daily coffee sounds almost too good to be true. But is it? In this comprehensive review, we’re here to reveal the truth you don’t know about Colonial Penn’s $9.95 Plan. We’ll dive deep into the features, benefits, and potential drawbacks of this policy, ensuring you have all the information you need to make an informed decision. Get Free Quotes Customized Options Await Quotes Now What is the Colonial Penn $9.95 Plan? The Colonial Penn $9.95 Plan is a life insurance policy designed to provide peace of mind and financial security for individuals and their loved ones. It’s known for its affordability, making it an attractive choice for those on a budget. This plan offers a guaranteed payout to beneficiaries upon the insured’s passing, which can help cover final expenses, outstanding debts, or leave a financial legacy. Colonial Penn $9.95 Plan Features The Colonial Penn $9.95 Plan offers several distinctive features that make it stand out in the realm of life insurance. These features are tailored to provide affordable and accessible coverage to a wide range of individuals. Let’s explore the key features of this plan: Affordable Premiums The most prominent feature of the Colonial Penn $9.95 Plan is its incredibly low monthly premium of just $9.95. This makes it an attractive option for individuals on fixed incomes or those who want to secure life insurance without a substantial financial burden. No Medical Exams This plan typically does not require applicants to undergo medical exams. The absence of medical underwriting simplifies the application process, allowing individuals with pre-existing health conditions to obtain coverage without the hassle of extensive medical evaluations. Immediate Coverage In many cases, the Colonial Penn $9.95 Plan provides immediate coverage. This means that from the moment the policy is in force, your beneficiaries can receive the full death benefit if you were to pass away. There’s no waiting period, which is a common requirement in some other types of life insurance. Permanent Coverage The plan offers permanent life insurance coverage. This means that your policy will remain in force for your entire lifetime as long as you continue paying the premiums. There’s no need to worry about the policy expiring, which can be reassuring for those looking for long-term financial security. Guaranteed Acceptance The Colonial Penn $9.95 Plan is often marketed as a guaranteed issue policy, which means that, in most cases, applicants are accepted regardless of their health history. This can be a significant advantage for individuals who may have been declined for life insurance elsewhere. Coverage for Final Expenses The plan is designed to cover final expenses, such as funeral costs, outstanding debts, and other end-of-life financial responsibilities. It provides a financial safety net for your loved ones during a challenging time. Pros and Cons of Colonial Penn Life Insurance’s $9.95 Plan When considering any life insurance plan, it’s essential to weigh the pros and cons to make an informed decision. The Colonial Penn $9.95 Plan is no exception, offering a combination of advantages and disadvantages. Let’s explore the pros and cons to help you better understand this policy: Pros Affordability: The low monthly premium of $9.95 is a major selling point. It allows individuals on tight budgets to secure life insurance without significant financial strain. No Medical Exams: The absence of medical exams simplifies the application process. It’s an attractive feature for individuals with pre-existing health conditions or those who prefer to avoid invasive medical evaluations. Immediate Coverage: In many cases, the Colonial Penn $9.95 Plan provides immediate coverage. This means your beneficiaries can receive the full death benefit from day one, offering peace of mind to policyholders. Permanent Coverage: The policy provides lifelong coverage, so you don’t need to worry about it expiring. As long as you pay your premiums, the policy remains in force, providing long-term security. Cons Limited Coverage Amount: The $9.95 Plan offers a relatively small death benefit. This may not be sufficient to cover all the expenses your loved ones may face, such as large debts, mortgage payments, or educational costs. Age Restrictions: This plan may have age restrictions, which could disqualify older individuals from obtaining coverage. It’s important to check the eligibility criteria to ensure it aligns with your age. Potential Premium Increases: While the initial premium is attractively low, it may increase over time. Premiums can rise as you age, making the policy less affordable in the long run. Waiting Period: Although the policy may offer immediate coverage for many applicants, there could be a waiting period, especially for individuals with certain health conditions. During this waiting period, if the insured passes away, the full death benefit may not be paid out. Instead, beneficiaries might receive a limited benefit or a return of premiums paid. Colonial Penn $9.95 Plan: What is a Unit? To understand how the Colonial Penn $9.95 Plan works, it’s essential to grasp the concept of a “unit.” In this context, a unit represents a specific amount of coverage. Policyholders can purchase multiple units to increase their total death benefit. The cost of each unit is based on the applicant’s age and gender, with the $9.95 premium per unit. For example, a policyholder who purchases two units would pay $19.90 per month. Colonial Penn $9.95 Plan Rates Chart The Colonial Penn $9.95 Plan Rates
Water Cremation vs Aqua Cremation: What is the Difference
Water Cremation vs Aqua Cremation: What is the Difference Last Updated on: November 10, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote In a world that constantly evolves, so do our perspectives on life, death, and the choices we make in between. Enter the realm of alternative afterlife practices, where traditions meet innovation. Today, we’re diving into the intriguing world of water cremation, also known as aqua cremation or alkaline hydrolysis. It’s not about fire and ashes; it’s a gentle dance with water, heat, and science. Have you ever wondered about the environmental impact of our final journey? Traditional cremation has long been the norm, but the tides are shifting—literally. Water cremation and aqua cremation are emerging as eco-conscious alternatives, offering a unique approach to bidding farewell to loved ones. But what sets them apart, and how do they work? Join us on a journey of exploration as we unravel the mysteries behind water cremation and aqua cremation. From the process intricacies to the legal landscape and the nitty-gritty of costs and time, we’ll guide you through the waves of this evolving funeral technology. Let’s get started! Get Free Quotes Customized Options Await Quotes Now What is Water Cremation? Water cremation, also known as aquamation or alkaline hydrolysis, is an eco-friendly alternative to traditional cremation. This process utilizes a combination of water flow, temperature, and alkaline chemicals to accelerate the natural decomposition of the body, leaving behind only bone fragments. Unlike flame-based cremation, water cremation does not involve the release of carbon emissions. Difference between Water Cremation and Aqua Cremation While the terms “water cremation” and “aqua cremation” are often used interchangeably, it’s crucial to note that they refer to the same process. Both terms describe the use of water and alkaline chemicals to break down the body. In this context, there is no practical difference between the two. Comparison Table: Water Cremation vs Aqua Cremation Aspect Water Cremation Aqua Cremation Decomposition method Water flow and alkaline chemicals Water flow and alkaline chemicals Environmental impact Low carbon emissions and energy usage Low carbon emissions and energy usage Residue Bone fragments Bone fragments Legality Legally accepted in some regions; check local laws Legally accepted in some regions; check local laws Process of Water Cremation Preparation The body is respectfully placed in a stainless-steel chamber specially designed for water cremation. This chamber is then sealed to create a controlled environment for the process. Chemical Solution A mixture of water and alkaline chemicals, often potassium hydroxide, is introduced into the chamber. This alkaline solution is a key player in accelerating the natural decomposition of the body. Temperature and Pressure The chamber is heated to a specific temperature, usually ranging from 160 to 180 degrees Celsius (320 to 360 degrees Fahrenheit). The combination of heat and pressure within the chamber aids in the breakdown of organic matter. Hydrolysis Hydrolysis, the chemical reaction between the water and alkaline chemicals, begins to occur. This reaction effectively breaks down proteins, fats, and other soft tissues, leaving behind only the skeletal structure. Completion and Filtration The process typically takes several hours to complete. Once finished, the remaining solution is sterile and can be safely disposed of. The bone fragments, which are now clean and separated from any remaining tissues, are collected. Ash Processing The bone fragments undergo a further processing step to reduce them to a fine, ash-like consistency. These ashes, also known as cremated remains, are then returned to the family in an urn or another chosen vessel. Process of Aqua Cremation Placement in the Chamber The deceased is respectfully placed in a specialized stainless-steel chamber designed for aqua cremation. This chamber is sealed to create a controlled environment for the process. Introduction of Alkaline Solution A mixture of water and alkaline chemicals, often potassium hydroxide, is introduced into the chamber. This alkaline solution is a critical component in facilitating the decomposition of organic matter. Temperature Elevation The chamber is heated to a specific temperature, typically ranging between 160 to 180 degrees Celsius (320 to 360 degrees Fahrenheit). The combination of heat and the alkaline solution accelerates the breakdown of tissues. Hydrolysis Reaction Hydrolysis, a chemical reaction between the water and alkaline chemicals, initiates. This reaction effectively dissolves soft tissues, breaking them down into simpler components. Completion and Filtration The aqua cremation process typically takes several hours to complete. Once finished, the remaining liquid is sterile and can be safely disposed of. The skeletal remains are left behind in the chamber. Ash Processing The bone fragments undergo further processing to reduce them to a fine, ash-like consistency. These ashes, also known as cremated remains, are collected and returned to the family in an urn or another chosen vessel. Pros and Cons of Water Cremation Pros of Water Cremation Environmentally Friendly: Water cremation has a significantly lower carbon footprint compared to traditional cremation, making it a more eco-friendly option. Reduced Energy Consumption: The process requires less energy than traditional cremation, contributing to overall energy conservation efforts. Minimal Air Emissions: Water cremation produces fewer air pollutants, making it a cleaner option in terms of atmospheric impact. Preservation of Bone Fragments: The skeletal remains following water cremation are well-preserved and can be processed into a dignified ash-like substance for memorialization. Cons of Water Cremation Limited Legal Acceptance: Water cremation may not be legally accepted in all regions, limiting its availability as a choice for end-of-life disposition. Specialized Equipment Required: The process necessitates specialized equipment, which might not be readily available at all funeral homes, potentially limiting accessibility. Public Perception: Some individuals may be unfamiliar with or uneasy about the concept of water cremation, impacting its acceptance in certain communities. Pros and Cons of Aqua Cremation Pros of Aqua Cremation Environmental Sustainability: Aqua cremation has a significantly lower environmental impact compared to traditional cremation, contributing
Cremation vs Burial: Which is the Best Option in 2023?
Cremation vs Burial: Which is the Best Option in 2023? Last Updated on: November 9, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote When it comes to making choices in life, few are as unique and deeply personal as the decision between cremation and burial. It’s a topic that often stirs up contemplation, curiosity, and sometimes even a hint of unease. But fret not, because in this blog post, we’re here to shed light on the cremation vs. burial dilemma in a straightforward and easily digestible manner. Picture this: you find yourself at a crossroads, where tradition, cost, environmental impact, and personal values converge. Whether you’re planning for yourself or a loved one, navigating this decision requires careful consideration. We’ll help you explore the facts, not emotions, behind these two choices. Let’s get started! Get Free Quotes Customized Options Await Quotes Now What is Cremation? Cremation is a method of disposing of a deceased person’s body through incineration. The process involves placing the body in a cremation chamber, which is heated to a high temperature, reducing the body to ashes. The ashes, often referred to as cremains, are then collected in an urn and given to the family. Pros and Cons of Cremation Cremation, like any other method of handling the deceased’s remains, comes with its own set of advantages and disadvantages. Let’s take a clear and objective look at the pros and cons of cremation: Pros of Cremation Cost-Effective: Cremation is generally more budget-friendly than traditional burial. It often involves fewer expenses, such as the need for a casket, embalming, and a burial plot. Environmental Impact: Cremation is often considered more environmentally friendly. It requires less land, and the process generates fewer chemicals and materials compared to traditional burial. Flexibility: Cremated remains can be stored in various ways, offering families more options. These include placing the ashes in an urn, scattering them in a meaningful location, or even turning them into memorial jewelry. Cons of Cremation Lack of a Physical Grave: Cremation doesn’t provide a physical gravesite, which some people find comforting for visiting and paying respects. Religious and Cultural Considerations: Some religions and cultures have restrictions or preferences when it comes to cremation, so it may not be an option for everyone. Lack of Closure: For some individuals, the cremation process may feel less ceremonious and provide less emotional closure than a traditional burial. The Cremation Process The cremation process is a carefully managed and controlled procedure, ensuring that the deceased’s remains are respectfully handled. Here’s a step-by-step overview of how the cremation process typically works: 1- Preparation Before cremation, the body undergoes a thorough preparation process. This includes removing any medical devices, such as pacemakers, which could pose a danger during cremation. 2- Cremation Chamber The prepared body is placed inside a specialized chamber, often referred to as a cremation furnace or retort. The cremation chamber is heated to a very high temperature, typically around 1,600-2,000 degrees Fahrenheit. 3- Cremation As the chamber reaches the necessary temperature, the body is exposed to the extreme heat, causing it to combust and eventually reduce to bone fragments. 4- Ash Collection Once the cremation is complete, the remaining bone fragments are carefully processed into a fine, powdery substance, often referred to as “ashes” or “cremains.” These ashes are then collected and placed in an urn. After this process, the ashes are returned to the family or loved ones, and they can choose how to memorialize or handle them, whether through burial, scattering, or another meaningful method. What is Burial? Burial, on the other hand, is the traditional method of placing a deceased person’s body in a casket and interring it in a cemetery, mausoleum, or other designated burial site. Burial is a well-established practice in many cultures around the world. This method is deeply rooted in cultural, religious, and historical traditions, and it serves as a physical memorial and a way for loved ones to pay their respects. Pros and Cons of Burial Burial, as a traditional method of handling the deceased’s remains, has its own set of advantages and disadvantages. Let’s examine the pros and cons of burial: Pros of Burial Cultural and Religious Significance: Burial often aligns with cultural and religious traditions, providing a meaningful and ceremonial way to honor the deceased. Physical Memorial: A grave serves as a tangible and lasting memorial, offering a place where family and friends can visit to pay their respects, offer tributes, or find solace. Emotional Closure: The formal and ceremonial nature of burial can provide emotional closure and comfort to the grieving process for some individuals. Cons of Burial Cost: Burial tends to be more expensive than cremation. Costs can include a casket, burial plot, headstone or marker, and fees related to the cemetery. Land Use: It requires more land and resources compared to cremation, which can be a concern in densely populated areas where available burial space may be limited. Slower Decomposition: Buried remains take longer to decompose, which may not align with some people’s wishes for a quicker return to nature or religious beliefs. The Burial Process While the specific details may vary based on cultural, religious, and regional practices, here’s an overview of the general steps involved in the burial process: 1- Preparation The body is prepared for burial, which typically includes embalming, dressing in appropriate attire, and placing the deceased in a casket. 2- Selection of Burial Site A burial plot is chosen in a cemetery, mausoleum, or another consecrated location. The family or the deceased may have pre arranged this decision. 3- Committal Service A formal burial service is held at the gravesite, which may include religious or cultural rituals, eulogies, and the final farewell. The casket, holding the deceased, is lowered into the grave, often with family members and close friends participating or witnessing. 4- Gravesite Marking A headstone, marker, or monument is
Americo Final Expense Insurance: Reviews 2023
Americo Final Expense Insurance: Reviews 2023 Last Updated on: November 6, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote Life is full of uncertainties, and one thing we can all count on is that, someday, the inevitable will happen. In those moments, the last thing you want is for your loved ones to bear the financial burden of your final expenses. That’s where Americo Final Expense Insurance steps in, like a reliable friend, ready to ease the stress during a difficult time. In our review of Americo Final Expense Insurance for 2023, we’ll delve into what this specialized coverage offers, including how it works, the coverage options available, and the cost you can expect. We’ll provide you with the essential pros and cons to help you navigate through the sea of insurance choices. And when the time comes, we’ll guide you through the claims process, ensuring your family receives the support they need. Stay with us as we uncover the details, making a potentially challenging decision feel as easy as a comforting embrace. Get Free Quotes Customized Options Await Quotes Now What is Americo Final Expense? Americo Final Expense Insurance is a specialized type of life insurance designed to cover the costs associated with funerals, burials, and other end-of-life expenses. This type of insurance is also known as burial insurance or funeral insurance. It offers peace of mind to policyholders, knowing that their loved ones won’t be burdened with these financial obligations during an already difficult time. When you purchase an Americo Final Expense Insurance policy, you’re essentially setting aside funds to ensure that when the inevitable happens, your loved ones won’t be left with the financial burden of paying for your funeral, burial, and related expenses. This can be a huge relief during an already emotionally challenging time. These policies are typically structured as whole life insurance, providing lifelong coverage. In addition to covering final expenses, they also accumulate cash value over time, which can be borrowed against or used in emergencies. Americo Coverage Options Americo offers a range of coverage options within its Final Expense Insurance plans to cater to the diverse needs of individuals and families. Here’s an overview of some of the coverage options you may find: 1- Whole Life Insurance Americo’s Final Expense Insurance typically falls under the category of whole life insurance. Whole life policies provide lifelong coverage, meaning your policy remains in force for as long as you pay the premiums. These policies also accumulate cash value over time, which can be used during your lifetime. 2- Simplified Underwriting Americo may offer simplified underwriting for its Final Expense Insurance, making it more accessible to individuals with certain health conditions. Simplified underwriting typically involves a less detailed medical evaluation. 3- No Medical Exam In some cases, Americo provides a no-medical-exam option. This can be particularly appealing to those who want to skip the hassle and potential hurdles of a medical examination. Instead, the underwriting process may rely more on your health history and responses to health-related questions. 4- Riders and Add-Ons Americo may offer riders or add-on options to enhance your policy’s coverage. These can include: Accidental Death Benefit Rider: This rider provides an additional benefit if the insured’s death is due to a covered accident. Child Riders: These riders allow you to add coverage for your children, ensuring their financial security in the event of their passing. These coverage options allow you to customize your policy to align with your specific needs, health status, and financial goals, providing flexibility in tailoring a plan that suits you best. How Does Americo Final Expense Insurance Work? Americo Final Expense Insurance operates in a straightforward manner, much like other whole life insurance policies. Here’s a step-by-step breakdown of how it works: Application The process begins with you, the potential policyholder, filling out an application for Americo Final Expense Insurance. During this stage, you will be required to provide basic information, including your age, health status, and the amount of coverage you desire. Underwriting After you submit your application, Americo will review it. Depending on the specific policy and coverage you choose, the underwriting process may vary. Americo often offers simplified underwriting, making it more accessible to individuals with certain health conditions. In some cases, there may be no medical exam required. The underwriting process helps the insurance company assess the risk and determine the premium you’ll pay. Premium Payments Once your policy is approved, you will need to make regular premium payments to keep your coverage in force. The premium amount is calculated based on factors such as your age, health, the coverage amount you’ve selected, and the type of policy you’ve chosen. Beneficiary Designation As the policyholder, you will designate a beneficiary. This is the person who will receive the death benefit when you pass away. You can name a family member, friend, or any individual or entity you choose. Payout In the unfortunate event of your passing, your designated beneficiary will receive the death benefit. This payout can be used to cover various financial obligations, such as funeral and burial expenses, outstanding debts, or any other financial needs the beneficiary may have. It’s important to note that Americo Final Expense Insurance is designed to provide lifelong coverage. As long as you continue to pay your premiums, your policy will remain in force. Additionally, these policies often accumulate cash value over time, which can be accessed or borrowed against in case of financial emergencies. Pros & Cons of Americo Final Expense Life Insurance Like any financial product, Americo Final Expense Insurance has its advantages and disadvantages: Pros Coverage for End-of-Life Expenses: Americo Final Expense Insurance provides a dedicated source of funds to cover funeral and burial costs, relieving your loved ones of financial burdens during a difficult time. Simplified Underwriting: Americo offers simplified underwriting options, making it
Burial Plot Cost: Comprehensive Guide in 2023
Burial Plot Cost: Comprehensive Guide in 2023 Last Updated on: November 2, 2023 Reviewed by Kyle Wilson Licensed Agent @ Burial Senior Insurance Get A Free Quote Did you know the average cost of a burial plot in the U.S. is $3,581? However, prices can vary widely, ranging from $500 to $10,000, depending on factors like plot type, size, and location. It’s crucial to research thoroughly and well in advance, as plot prices can fluctuate over time. Buying a burial plot, also known as a grave space, can be a significant expense. In this guide, we’ll take you through everything you need to know about burial plot costs and help you choose the best option. Get Free Quotes Customized Options Await Quotes Now Types of Burial Plots Selecting a burial plot is a vital aspect of the funeral planning process, and fortunately, there are various options to consider. Single Plot Single plots, designed for one person or a casket, are the go-to choice for burials. They typically cost between $1,000 and $5,000, covering interment services and burial permits. Public cemeteries are generally more budget-friendly compared to private ones, where single burial plots can range from $5,000 to $10,000. Companion plot A companion or ‘double’ plot is a burial space big enough for two graves, allowing for either side-by-side or stacked burials. The cost of companion plots is approximately $3,000 or higher, though prices differ based on the cemetery. Typically, these plots are available for married couples and life partners. Family plots Family plots, also called ‘estate plots,’ are large private spaces in graveyards reserved for generations of family burials. These plots are more expensive, starting at around $20,000, and can typically accommodate at least six family members. Buying family plots in advance is advisable; it secures reserved spots and helps prevent overcrowding in public cemeteries. Double-Depth This type of grave is a single space that accommodates two caskets stacked on top of each other. They are typically more affordable than side-by-side spaces, but there might be additional fees for reopening and reclosing the grave if the owners pass away at different times. Cremation Plot Several cemeteries offer smaller burial plots designed for urns, known as ‘urn plots,’ specifically for cremated remains. The price of these plots varies from $350 to $3,000 and usually covers the urn and cemetery fees. Certain cemeteries might require an urn vault or placement in a columbarium, an aboveground structure for urns, incurring an additional cremation burial fee. Plots for Cremated Remains Many cemeteries offer urn gardens with smaller plots for urn burials, which are more affordable than casket plots. Cremation plots might share standard spaces purchased for caskets, allowing multiple urns in one plot. In both cases, an outer burial container for the urn might be necessary. Lawn Crypt In this type of plot, cement, marble, bronze, steel, or another solid material lines the grave. Caskets are better protected this way, especially in areas that are prone to floods. This option can be used in single, double-depth, or family plots. Mausoleum Crypt Mausoleum crypts hold remains above ground in a tomb, a process known as entombment. There are three different kinds: Indoor – These spaces are located inside or under churches or other buildings. They often store caskets and/or urns from multiple families, making them commonly referred to as community mausoleums. Outdoor – These are individual buildings in cemeteries where many caskets and/or urns from several different families are kept. Private – A single person or family uses these indoor or outdoor crypts. Choose from various mausoleum crypt options, whether indoor, outdoor, or private. Single space – This holds a single casket. Side-by-side – Two caskets lie next to each other. End-to-end – This is a type of companion crypt similar to burial’s double-depth plot, but caskets lie end to end rather than stacked on top of each other. Westminster – Also called a family crypt, this holds as many people as you wish, usually family members. Caskets may be placed side by side, end to end, or on top of one another. Each one may have its own marker, or there may be one large marker for the whole family. Columbarium Columbariums are similar to mausoleum crypts, but they’re only used to entomb cremated remains. They use niches (wall spaces) to hold urns and may be located indoors or outdoors. Columbariums are locked, but they sometimes have glass or plastic exteriors to display urns. Private Mausoleum Private mausoleums are large areas in cemeteries devoted to one family, and they contain multiple burial sites. They can be outdoor spaces that include a combination of below- and above-ground burial plots, or they can be individual buildings that hold the remains of a single family. Many people choose to add personal touches, like statues, benches, plaques, or custom memorials. Private mausoleums are blocked off by gates, fencing, shrubs, or other structures to ensure privacy. Veteran Qualified veterans can use the burial benefit from the US Department of Veterans Affairs (VA) to obtain a veteran plot. In addition to a burial space at one of the 144 cemeteries owned by the VA, families of vets can receive these benefits to bury their loved one free of charge: Grave opening and closing Ongoing gravesite care Headstone Burial flag Presidential Memorial Certificate Spouses and dependents of veterans can also be buried alongside the vet at no cost. Burial Plots Alternative If you’re arranging your funeral and exploring ways to personalize or save on burial costs, here are some plot alternatives to consider. Plots For Green Burial Green burial plot costs can vary from $500 to $5,000. A natural, or green, burial plot offers an eco-friendly option compared to traditional ones. In these cemeteries, certain items and methods like embalming, casket liners, and vaults are restricted to facilitate natural decomposition. Green burials often involve biodegradable caskets and conservation cemeteries as choices. Pre-Owned Burial Plot A pre-owned plot is Generally more affordable than buying a new one from a cemetery, and
