For over a decade, Burial Senior Insurance has helped seniors and families nationwide plan ahead with honest, affordable final expense coverage — no medical exams, no waiting periods, and no pressure. Our licensed agents guide you to the plan that fits your budget and your family’s needs.
For over a decade, we’ve helped seniors nationwide prepare for what’s next. No medical exams, no waiting period, no worries — just honest, affordable coverage.
Families Protected
Average Client Rating
Top-Rated Carriers
Average Approval Time
30+
years helping families plan ahead
Burial insurance — also called final expense or funeral insurance — is a small whole life policy built to cover the costs that come at the end of life: funeral services, a casket or urn, the burial plot, and any outstanding medical bills.
Unlike traditional life insurance, it’s easy to qualify for, keeps premiums low and fixed for life, and pays out quickly so your family isn’t left covering costs out of pocket during an already difficult time.
We make it simple to secure affordable final expense, burial, and high-risk life coverage — built around your needs.
Whole life coverage from $2,000–$50,000 designed to pay for funeral and burial costs.
Simplified-issue plans with a few health questions and approval in 24–48 hours.
No health questions asked. Ideal for higher-risk health histories — cannot be declined.
Coverage options for diabetes, HIV, stroke, dialysis, and other health conditions.
Not sure what you need? Answer a few quick questions to see which plan matches your situation.
We’ve been helping families across the country plan for final expenses since day one. Comparing multiple carriers means you get real savings — not a one-size-fits-all price.
"The agent explained everything in plain language and didn't rush me. I felt taken care of from the very first call — coverage was approved within a day."
Retired Teacher, Ohio
"The agent explained everything in plain language and didn't rush me. I felt taken care of from the very first call — coverage was approved within a day."
Retired Teacher, Ohio
"The agent explained everything in plain language and didn't rush me. I felt taken care of from the very first call — coverage was approved within a day."
Retired Teacher, Ohio
"The agent explained everything in plain language and didn't rush me. I felt taken care of from the very first call — coverage was approved within a day."
Prefer to talk it through? Speak with a licensed advisor today.
One tool, three calculators — estimate final expense costs, find out how much coverage you need, and see a sample monthly premium. All figures update instantly as you enter your details.
Sample monthly rates for a $10,000 policy. Actual rates depend on age, gender, and health.
|
AGE
|
FEMALE RATE
|
MALE RATE
|
|---|---|---|
|
55
|
$24/mo
|
$29/mo
|
|
60
|
$29/mo
|
$36/mo
|
|
65
|
$37/mo
|
$46/mo
|
|
70
|
$48/mo
|
$61/mo
|
|
75
|
$68/mo
|
$87/mo
|
Rates shown are sample estimates only and not a guarantee of coverage or price.
Most families complete the entire process in under 15 minutes — just 3 easy steps.
1
Fill out a quick online form to instantly check your personalized rates.
2
A licensed, independent agent shows you real options from top-rated carriers.
3
Most seniors are approved in minutes, often with no medical exam required.
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Dedicated coverage to pay for service costs, so your family isn’t left with the bill.
Larger whole and term life policies to protect income and leave a legacy behind.
Affordable plans built specifically around the lower cost of cremation services.
One policy that can extend protection to a spouse, children, or grandchildren.
Every family’s situation is different. Explore the burial insurance options built for yours.
Whole life coverage designed specifically for seniors ages 50–85, with fixed premiums and a cash benefit that helps your family cover funeral and final expenses without financial strain.
Full coverage from day one — no two-year waiting period. If something happens right after your policy starts, your beneficiary still receives the full death benefit.
No health questions and no medical exam — acceptance is guaranteed regardless of your health history. Ideal for seniors who've been declined coverage elsewhere.
Skip the needles and paperwork. Answer a short health questionnaire and get approved in as little as 24–48 hours — no doctor's visit required.
Burial Senior Insurance made the entire process simple and hassle-free. They took the time to understand my exact needs and budget without any pressure.
I'm truly grateful for the peace of mind Burial Senior Insurance has provided. Their personalized plans and caring team made securing coverage so easy.
When it came to finding a reliable, affordable burial insurance plan, I couldn't have asked for a better partner. Their attention to detail is commendable.
Finding cremation coverage that didn't overcharge for unnecessary extras was tough until I found this team. Highly transparent and clear guidance!
Protecting my whole family under a single policy was seamless. The agent answered every single question patiently and approved my plan within 24 hours.
Burial Senior Insurance made the entire process simple and hassle-free. They took the time to understand my exact needs and budget without any pressure.
I'm truly grateful for the peace of mind Burial Senior Insurance has provided. Their personalized plans and caring team made securing coverage so easy.
When it came to finding a reliable, affordable burial insurance plan, I couldn't have asked for a better partner. Their attention to detail is commendable.
Finding cremation coverage that didn't overcharge for unnecessary extras was tough until I found this team. Highly transparent and clear guidance!
Protecting my whole family under a single policy was seamless. The agent answered every single question patiently and approved my plan within 24 hours.
(800) 718-4568
Burial life insurance pays for things like the funeral, casket or cremation, burial plot, headstone, medical bills, and other end-of-life costs.
Yes. Many providers offer no-medical-exam burial life insurance, and some even offer guaranteed acceptance.
Absolutely. Burial insurance can be used for cremation or traditional burial — it's up to your beneficiary to decide.
Some policies offer immediate coverage, while others may have a two-year waiting period. We can help you find no-waiting-period options.
No. These are whole life policies with fixed premiums — your rate is locked in for life and never increases.
Burial Senior Insurance provides information and services related to burial insurance for senior citizens, including policy options and end-of-life support services.
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Margaret R.
Retired Teacher, Ohio